Benefits of selling receivables.

The relinquishment of receivables portfolios offers a lot of benefits for your company, particularly fast liquidity. But in other areas too, selling your receivables can boost your business.

Benefits of selling receivables: Businesswoman smiling in an office.

What are the benefits of selling receivables for your company?

  • Fast liquidity.

    Liquidity keeps companies solvent and capable of taking action. Every outstanding invoice ties up some of a company’s liquidity and reduces the momentum your company needs to be successful. In times of crisis in particular, it is advisable to keep your inventory of outstanding receivables to a minimum. Selling your receivables reduces the burden on your balance sheet and allows you fast access to liquid resources.

  • Focus on your core business.

    Every company has its core business that it operates in, and this does not necessarily include receivables management. Modern receivables management means constantly investing in knowhow and technology, resources that your company can better deploy in its core business.

  • Greater planning reliability.

    Whether your customers pay their invoices or not has a considerable influence on the financial situation of your company. To a certain extent you are dependent on their payment reliability and need to adjust your planning accordingly. By transferring your receivables you are selling your outstanding invoices including the default risk. This improves the ability of your company to reliably plan ahead.

  • Fair prices.

    By selling your receivables you will get a fair price. We calculate our prices based on technology and our more than 45 years of expertise. First of all, an algorithm compares the portfolio with empirical values from the past, before our experts give the portfolio a price ticket that represents a profit for both parties.

  • For banks: compliance with regulatory constraints.

    Banks are subject to strict regulations in relation to their NPL inventory. The simplest option for removing NPLs from their balance sheet is to sell them. This allows them to write off their accruals, improve the quality of their loan portfolio and thus increase the bank’s self rating.

Sale of receivables: Businessman and businesswoman in a meeting.

EOS – your experts for the sale of receivables.

EOS was setting benchmarks as far back as the 1980s, when it was the first provider in Germany to purchase one-off and revolving portfolios (NPLs) in Germany. As a subsidiary of Otto Group, we now operate worldwide and offer our customers an optimized process for selling their receivables. With our own call centers, a nationwide field service in Germany, and the use of AI-supported technology, we process outstanding receivables with an exceptional level of expertise.

We specialize in the evaluation and acquisition of secured and unsecured debt portfolios. With the aid of modern data analysis tools, we determine the fair value of your receivables portfolio and guarantee that it will be processed in a highly professional manner that ensures all defaulting payers are treated with respect.

Learn more about the sale of receivables:

  • What does the sale of receivables involve: Businessman sits in lobby drinking coffee.

    What does the sale of receivables involve?

    Learn here how the sale of receivables works and what different kinds of receivables there are.

    Learn more
  • Receivables sale and costs: A couple of staff members look at a calculation for a receivables purchase.

    Sell your receivables completely free of charge.

    It costs nothing to sell your receivables to EOS. All that matters is the purchase price. Read here how it is calculated.

    Learn more
  • Forward flow: Businessman on the phone at his desk

    Sell receivables on an ongoing basis with forward flow.

    Is your company plagued by a lot of payment defaults? Forward flow agreements allow you to permanently minimize your outstanding receivables.

    Learn more

Consent Banner

We use cookies on our website to enable you to have the best possible website visit. These include cookies that are necessary for the operation of the website, those that are only used for anonymous statistical purposes, cookies that are used for comfort settings and cookies that are used to provide you with personalized, interest-based content. You can decide yourself whether you want to allow the use of statistics, comfort, and marketing cookies. In addition, you can change/withdraw your consent at any time by clicking on the Change Cookies settings on the bottom of the website. Further information can be found in our Privacy Policy and in our Imprint.

Necessary

We use necessary cookies. These cookies are necessary for the operation and the basic functions of the website. In particular, they enable the security-relevant functioning of our website.
You can read about which cookies we use here.

Comfort

If you allow comfort cookies, we can make use of our site easier for you. If you visit our website again to use our services, it will automatically be recognized that you already visited us and the entries and settings you made will automatically be recognized so that you do not have to enter them again. For example, through this, you will not have to reenter your user data every time, but rather you can access the data already entered when you visit the website again.
You can read about which cookies we use here

Statistics

We use statistical cookies to improve our offering and ensure a needs-based design and the continuous optimization of our website. 
For this, we collect anonymized data for statistics and analytics, for example, to determine site traffic and user behavior and to adapt and improve our content and the website experience. 
You can read about which cookies we use here

Marketing

We use marketing cookies so that we can provide you with relevant and interest-based content when you visit our website.  
You can read about which cookies we use here.